Congratulations! Purchasing a home or even thinking of buying a home is an exciting adventure. You will be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future and establishing a home your family can call their own. Your hard-earned dollars contribute to your mortgage, not a landlord's and over time your home will increase in value and the equity you earn is ultimately yours!
In this Home Buyers Guide, we will take you through a step by step process to help you determine the type of home ownership that is right for you.
Before you start shopping for your home, give some thought to your lifestyle, the features you need and want, affordability, and the neighborhoods you prefer. Determining the features that are most important to you will bring you closer to finding your perfect home.
Prior to shopping for a home, it is usually recommended to look into getting a pre-approval on a mortgage. As most people require a mortgage to purchase a home, this section explains mortgage types, terms and how to qualify.
Choosing a home is both an emotional and a financial decision for your future. By making the most out of your home viewing experience, you can learn how you can avoid costly errors that could lead to future problems. Buying without pre-approval, not having a home inspected, not being clear about what you want, unclear title and rushing the closing are just some of the ways buyers can lose money.
Are you ready to put an offer on a home? An overview of the legal document, what should be included in the document and some ideas for presenting a price.
Buying a home is more than simply picking your dream home. This section will explain the importance of hiring the right professionals to ensure you are legally protected.
Are you looking for tips and tricks on how to make your move more manageable? Being organized, packing ahead of time and disassembling furniture could save you money. With some pre-planning, you are on your way to an easier and organized move.